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If you discover mistakes in your credit file, compose a letter disputing the mistake you need to include any supporting paperwork.

If you discover mistakes in your credit file, compose a letter disputing the mistake you need to include any supporting paperwork. Then, send it to: The credit scoring agency (Equifax, Experian, or TransUnion) The data provider that offered the inaccurate information to your credit agency that is reporting. These providers consist of banking institutions and credit card issuers. The credit rating agency (CRA) and also the given information provider are responsible for fixing your credit […]